Residential Landlord Buildings & Contents Insurance
When you rent out a property, regular home insurance simply isn’t enough. Renting comes with additional risks that standard policies don’t cover. In fact, most mortgage lenders require a dedicated landlord insurance policy before you can lease your property.
Why You Need Landlord Insurance
Protect your valuable investment against unexpected risks, accidents, and damages. Our specialist landlord insurance policies cover a wide range of potential perils, including fire, floods, natural disasters, and break-ins. But that’s not all—our coverage goes further to ensure your peace of mind.
Comprehensive Coverage for Landlords
Our tailored policies include benefits such as:
- Liability Cover: Protects you if a tenant is injured on your property.
- Loss of Rent: Guarantees your rental income if your property becomes uninhabitable.
- Alternative Accommodation Cover: Assists with costs if tenants need to move into temporary housing until your property is safe again.
- Landlord Contents Insurance: Safeguards your belongings inside the rental property.
- Multiple Property Coverage: Extend your policy to protect your entire portfolio.
- Unoccupied Property Protection: Standard policies often become void after 30 days of vacancy. If you face long-term un-occupancy, we can connect you with insurers who offer specialised solutions.
Secure Your Investment
We understand that your property is more than just a building—it’s a significant investment. Alexander Swan’s comprehensive landlord insurance ensures that you can recover from losses, maintain property security, and keep your investment thriving.
Review Your Current Coverage
Even if you already have a property owner’s policy, it’s important to verify that you have adequate protection:
- Avoid Underinsurance: Many landlords underestimate their property’s value, potentially leaving you with out-of-pocket expenses when claims are made.
- Prevent Overpaying: Conversely, overestimating your property’s value can lead to unnecessarily high premiums.
Choose the right coverage for your needs and protect your investment the smart way.
Who are Alexander Swan
Alexander Swan has been trading since 1996, as a general insurance broker who are based in Swindon, Wiltshire but have customers all over the UK.
They have access to a vast range of specialist insurers which allows them to research the market to find the best policy to suit your individual needs.
Alexander Swan love the fact that they have a large number of long-standing clients who renew with them each and every year. Plus, they are always receiving recommendations from existing customers where they believe they can also add value to the insurance experience of a colleague, family member or friend.
Get a Quote Today!
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